Originally Posted by
Tiggy
Am faced with the choice of three salary packaging providers, namely; Maxxia, Selectus and Paradigm ...
My intention is to avail of a novated lease, laptop and celphone salary package.
What should I focus on when choosing which one of the three I should go with?
More importantly, I want to avail of lower leasing rates and operating costs (novated lease).
I was made to understand the interest rate of the novated lease cannot be disclosed openly to the end-user. And the only thing made public is the online salary package calculator which I feel isn't that accurate. I believe I should add $50.00 to $100.00 on top of the calculated results as safety net.
Is there material (online or hardcopy) that I can read through to guide me with this query?
Cheers ....
At our business, we have just brought in SmartSalary as the salary packaging facilitator. They allow the use of 3rd party finance, and I have just about renegotiated every facet of costs for my package. Ultimately dropping my monthly costs by about 100 per month (over 36mths) . Ask your 3 suppliers if they allow 3rd party finance as well, this allows you to source the best rates for yourself.
The reason they wont disclose rates is due to the fees included.. something that finance companies dont like to reveal up front.
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