anyone with RACQ? any good?
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anyone with RACQ? any good?
I don't know if it is a good deal or not, but I pay $587 with RACQ for MK V GTI (rating1 for life, multiple cars and gold membership) after telling them at renewal about mods, exhaust, 18'wheels RNS510 premium increased by $9.80 per year. I have windscreen included in the deal. I can't comment on their claims process cause I have not have not made a claim and hope never to.
I got a quote from RACV for my yet to arrive GTI, seems to be more expensive than most people here. I added an additional year to my age to see if next year I'll end up paying less, but the premiums remain the same :( How come other states are so much cheaper.
$1100, $750 Excess, 29 Years.
$1200 for me with NRMA. 26, 3 points, no claim ever.
Shannons, who I am currently with, wanted... $2900
Allianz for me, Golf R with a few extras
24 yr old $920 Includes Windscreen
Anyone who wants advice
Go with a reputable insurer and someone who does not only insure direct online
One of the best deciders for an insurance company can be wait time & claims handling staff
It may even be worthwhile to call the claims department before you even go with the company and see how long they take
Generally they answer the phone alot faster for new business than claims
I sell insurance company for a living and cringe when people change their policy to go with an online only insurer because
its "half the price".. Its like everything, you get what you pay for
For various cars in the last 10 years, we have been using Allianz for comprehensive insurance. Each year when renewal hits, we check for prices from others. Usually Allianz is lowest or just slightly worse. So we stick with them.
And for claims, they have been good to deal with. Thankfully, we have only claimed where others are at fault.
What agreed value? What excess?
I am paying $1300 through NRMA and did a quote with Allianz and it was $1200 with an agreed value of $52000 (the highest it would go, I would have liked to insure for more given the options I have) and $550 excess. 30yo with no accidents.
I suspect the suburb you live in must play a huge part in your premium.
Probably put the info earlier in the thread but I'm around $1200-1300 premium with ~$800 excess as GIO as an extra one for the car type. Same age with good history. Clincher was they let me have a 66k agreed value with windscreen replacement.
I've rang them a few times to confirm flash tune and track days and you get through to someone almost immediately which is great