Insurance?

[senna]

Who are you with? what are you paying? My wife's 27, good history, postcode 2250, best so far is with aami at $1127, then nrma at $1457.

[Lima]

We're paying about $760 (IIRC) with Suncorp Metway for our GTI.

I'm 34, the old girl is 35.
2602 postcode.
We have maximum no claim bonus.
2 years new for old replacement.
1 free window replacement per year.

[Subie25L]

Who are you with? what are you paying? My wife's 27, good history, postcode 2250, best so far is with aami at $1127, then nrma at $1457.

This is what we found.

Me 32 , wifey 31. Relative good suburb 2125. Paying AAMI $1190 for full agreed value on the new car. 1 hail damage claim in the last 3 years.

Seems to have gone up since i checked the first time when we were thinking about the car back in june. It was $880 then.

[Dr Spine]

I don't recall the exact figure but we're paying approx $480 (from memory) for full comprehensive insurance on my Mk5 GTI with Suncorp Metway.

I'm 36, wife 39 (she doesn't drive it) and we're in Toowoomba Qld 4350.

I have no idea what they're basing larger premiums on in other areas. Are many of them being stolen (I wouldn't think so) or crashed (possible I guess).

If I tried to insure a WRX (my second last car) in the same location the price would easily be close to or over $1000.

[Oneofthegreats]

I got my insurance for my GTI for $507 through aami full comp. I'm 29 and live the other side of Geelong.

Jared

[Subie25L]

Probably due to it being Sydney.
Insurance companies get hit hard at least 1 or 2 times a year due to large hailstones. Also lots of minor carpark scrapes and dings because people cant drive and fail to leave notes.

[gpk_gti]

geeezzz, im 35, full ncb,2032 and im paying $1170 with shannons but under modified. wasnt much price difference. insurance value $25k . aami was much more before, about $1690. when i had my vr6 new years ago, I used to pay with nrma over $2000!!!

[BL33SU]

i'm 19 postcode 2209 and pay $1800 for $12k cover justcars

[Dr Spine]

i'm 19 postcode 2209 and pay $1800 for $12k cover justcars

OUCH!!!! That's gotta hurt.

[senna]

Just changed to Guild insurance, $750, much better! They won't allow any mods though (flash tune doesn't count as a mod, right ;-))

[mikinoz]

(flash tune doesn't count as a mod, right ;-))

No, it is a software virus... :? Mainly caused by a serial port intercouse session @ an APR dealer...

[DubSteve]

Not if they don't know that its there ;)

[gpk_gti]

apr practice safe intercourse dont they?n:

[VWGTi]

got a quote with racv for $1056 and aami $988 in a low risk suburb on rating 1

[gpk_gti]

maybe we should start a list of insurance companies that would insure vdubs???
Shannons
AAMI
Nrma
justcars
Im with shannons and found they were more competitive and accepting of modifications.

[Tricky]

We're with AAMI for $600 pa, Brisbane, both aged 34, full NCD. Used to be $850 for an S2000.

[brackie]

It's no fun getting old... But once over 55 you can get cheaper insurance. I pay $380 per year for the Mk5 TDI with Australian Pensioners.

Shannons offered to throw in my Mk1s at a slightly higher cost. If I remember correctly it was ~ $30 more per year.

[gmhendo]

My Mk1, 1979. I went for third party property ...$175. Full comprehensive $210! Go figure. Postcode 4873 (far north qld), full no claims, all insurance (house, boat etc.) with nrma, and I have turned 30 twice now :cry:

[gmhendo]

Oh yeah, for what it's worth, Just Cars is the special cars division of AAMI.

[Panman]

Having just had my wifes car being repaired for 2 months by AAMI, and having to drop it back in on Monday for remedial work. I can't say I'd recommend them, poor attitude, slack customer service, and the worst excuses I've ever heard.

Wouldn't insure my mother in law's car with them.

[Tricky]

Having just had my wifes car being repaired for 2 months by AAMI, and having to drop it back in on Monday for remedial work. I can't say I'd recommend them, poor attitude, slack customer service, and the worst excuses I've ever heard.

Wouldn't insure my mother in law's car with them.

Funny how people have different experiences with the same company... my wife had a minor ding in her car and AAMI's service was exceptionally good. The quality of the repair work depends on who ends up quoting the lowest price amongst their approved repairers, so bit of pot luck I guess. Most of the repairers are used by most of the insurers, as far as I can tell.

[Lima]

Having just had my wifes car being repaired for 2 months by AAMI, and having to drop it back in on Monday for remedial work. I can't say I'd recommend them, poor attitude, slack customer service, and the worst excuses I've ever heard.

Wouldn't insure my mother in law's car with them.


Funny how people have different experiences with the same company... my wife had a minor ding in her car and AAMI's service was exceptionally good. The quality of the repair work depends on who ends up quoting the lowest price amongst their approved repairers, so bit of pot luck I guess. Most of the repairers are used by most of the insurers, as far as I can tell.

My MINI used to be insured with AAMI. Three weeks after I picked up the car I hit a kangaroo. Fortunately the damage wasn't that bad and the repair has given no problems. However, with AAMI, they only sourced two quotes. One was from a repairer I nominated. From what I can remember customers are able to nominate a repairer for the quoting process. Although AAMI has the final decision on who gets the work. This does not necessarily mean it will go to the cheapest quote, but, I think their terminology is "best fit". So, if two companies quote on two different methods of repair, the work would most likely go to the repairer that AAMI deems to be the best and most complete repair, given that they guarantee the repairs for the life of the car. I admit I was lucky that my choice of repairer was chosen for the work, but all in all the process was as painless as could be expected.

In my exeperience with AAMI, both car and house related claims, they have been very good to deal with. I initially took the MINI's insurance to Shannons because I thought they would be more mod friendly. Since then however, I've seen AAMI pay out a write-off on a MINI that had pretty much the same mods that my MINI has. The owner of that MINI bought his car 2nd hand and had his car inspected with AAMI prior to insuring with them, so all the mods were up front. The key here is being up front with your insurer. If you don't try and sneak anything past them you should be fine.

The main reasons we don't have the GTI or MINI with AAMI now are the fact that they do not offer a free windscreen claim per year, and the choice of repairer. But as I said, my first hand experience with them has been very good.

[Subie25L]

I have to agree the AAMI claim process was painless when i had a harley run into the back of my subaru. Free taxi home or to work FTW.

However i'm thinking of changing insurer. I'm paying $1160 in Northwest sydney at the moment but we are house hunting for a new place in Sydney's inner west. Rough web estimates for the new suburb are runing at $1600- $1800 depending on the exact suburb.

Just goes to show that the suburb you live in has a majour impact on the premium.

Might be time to sell the subie if im going to end up paying an extra $1000+ a year for two cars just because we changed suburb.

[MattyT]

I just took out a policy for my newie '95 VR6 with RACWA, $550.

25, im a total road angel, good suburb (6023) and a carport for it to sleep under at night.

Not bad?

[blue_r32]

Got a quote for the R32 at $1050 through the leasing company, but ended up going through AAMI at $955 including a rental car (hopefully won't need it ...)

I'm 32, the missus 33, postcode 2061, both excellent driving records.;)

[BLKMJC]

Just Cars in Melbourne.

26yrs
MY2002 GTI with plenty of mods insured for 27k
$1030 from memory or $1130 with all mods insured except stereo.

Very friendly and good bunch here in Melb, one guy even likes VW's :)

BLKMJC

[quozl]

Shannons, very happy with them.

Cheers Al

[Sloth]

Has anyone ever dealt with Ryno Insurance for claims ?

[Hilton_K]

Just got a quote...NRMA

*Full new car price $44K.
*Driver under 25yrs
*Rental Car and Multiple Glass Replacement to any window without excess.
*Mods accepted are: Lowered, swaybars, exhaust, window tint, braided brake lines.

All for $1,144

Bad news they don't cover ECU modifications, flashes or chips :?

[Subie25L]

Just got a quote...NRMA

*Full new car price $44K.
*Driver under 25yrs
*Rental Car and Multiple Glass Replacement to any window without excess.
*Mods accepted are: Lowered, swaybars, exhaust, window tint, braided brake lines.

All for $1,144

Bad news they don't cover ECU modifications, flashes or chips :?

Bastard - Thats cheaper than what they quoted me and i'm 32
Bloody Sydney

[acdcfan]

Who are you with? what are you paying? My wife's 27, good history, postcode 2250, best so far is with aami at $1127, then nrma at $1457.

QBE $650.00 replacement value for the first 4 yrs
Mind you I have 60% no claim bonus, 'cos i have been with them for 7 yrs now. I am in Perth WA Hilton 6163

[rowan_bris]

Suncorp $810.00. Highest no claim bonus, so sounds like they are charging me a bit too much?

[Hilton_K]

Bastard - Thats cheaper than what they quoted me and i'm 32
Bloody Sydney

Being in the Hunter Valley helped out a lot, can't imagine how much it would go up if I were in Sydney.

[and133]

I pay $2100 with nrma.. cause i am under 25. cheapest of the majopr insurers but. 36k insured amt for my golof.

[JP_Aircooled_TDi]

$700 with Alliance for the missus and myself (32 & 35) at p/c 2615 for the 2TDi Comfortline.

Just swapped over from NRMA because they wanted $1200-ish for the same cover. Have been with them for over 15 years and made 3 claims in that time (two roos and hail). They wouldn't price-match either :???: . So they lost me.