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MovieDude
19-06-2009, 12:16 AM
I am currently looking at getting either a MkV GTI or R32 so thought I would knock up some online insurance quotes. I then did my current car for comparison and was surprised to find the Golfs cost more than my V8 Commodore!
bazzle
19-06-2009, 07:17 AM
My R32 was 890 with RACV
May depend on age, location, driving history etc etc.

Bazzle
MovieDude
19-06-2009, 08:11 AM
Yes but with those variables the same in each quote but the choice of car different I am surprised to find a V8 6 litre to be cheaper to insure than a 4 cylinder 2 litre.
goodfella
19-06-2009, 08:23 AM
Insurance quote is not dependant on engine size.... it is a combination of risks, repair/replacement costs, statistics and lots of Actuary fudge factors.
Maverick
19-06-2009, 08:31 AM
Yes but with those variables the same in each quote but the choice of car different I am surprised to find a V8 6 litre to be cheaper to insure than a 4 cylinder 2 litre.

You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.
Blitzen
19-06-2009, 08:51 AM
You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

Can't argue with that logic...So when are we going to see you produce a local car??

Anyway...I would take the time out to actually ring the insurance companies themselves other than taking the online quote to gospel...Every time I have done an online quote it has been vastly different (in one case over $500) to actually ringing them and talking to them. There are a few variables that the online quotes sometimes dont take into consideration that a phone operator will.
MovieDude
19-06-2009, 09:24 AM
You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

That explains why the roads are full of hoons in their cheap to buy and cheap to insure monkey-built V6/8s.
benno
19-06-2009, 05:12 PM
Can't argue with that logic...So when are we going to see you produce a local car??

LOL!

Pwned.
astro
21-06-2009, 01:40 PM
That explains why the roads are full of hoons in their cheap to buy and cheap to insure monkey-built V6/8s.
Rofl... thats the truth of it isn't it.

I got quoted 1.8k for my aristo im 19years old no crash record... then i rang up to finalize payment and he said oh we made a mistake you are ment to pay 1.5k i was wow who!!!! :P
POLARBEAR666
21-06-2009, 08:11 PM
My insurance renewal from shannons came in.... .went from $1350 to $850 :eek:
G-rig
21-06-2009, 08:27 PM
You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

Feels like monkeys built these MK5's with all the rattles.
Blitzen
21-06-2009, 09:59 PM
So Movie Dude, how did you go with your quotes??
MovieDude
21-06-2009, 10:03 PM
With NRMA:
Commodore SS (V8 6L): 680
Golf GTI: 720
Golf R32: 780
Blitzen
21-06-2009, 10:14 PM
With NRMA:
Commodore SS (V8 6L): 680
Golf GTI: 720
Golf R32: 780

They are pretty good prices. I wouldn't be complaining too much with those.
MovieDude
21-06-2009, 10:19 PM
Not complaining just surprised that the 'smaller' cars cost more to insure.
Golf Loon
21-06-2009, 10:25 PM
Not complaining just surprised that the 'smaller' cars cost more to insure.

Surely its not because they are a smaller car, but because the parts cost more and they require more specialised repair if they break?

Pretty good price though I reckon.

Dont go with NRMA though, anyone else is better. I`d go Shannons or AAMI.
MovieDude
21-06-2009, 10:26 PM
Agreed. I got the NRMA quotes because their website was easier to navigate.
Maverick
21-06-2009, 10:28 PM
Not complaining just surprised that the 'smaller' cars cost more to insure.

A Porsche is smaller than the commodore and costs a lot more to insure. Size of the car has nothing to with insurance pricing.

European cars have more expensive parts pricing for a start, they're not as common and they're more complex.
Blitzen
21-06-2009, 10:33 PM
A Porsche is smaller than the commodore and costs a lot more to insure. Size of the car has nothing to with insurance pricing.

European cars have more expensive parts pricing for a start, they're not as common and they're more complex.

Yeah, monkeys can't build our cars...However, they can drive them...I'm getting better at steering with my tail...
Maverick
21-06-2009, 10:34 PM
Surely its not because they are a smaller car, but because the parts cost more and they require more specialised repair if they break?

Pretty good price though I reckon.

Dont go with NRMA though, anyone else is better. I`d go Shannons or AAMI.

I wouldn't use Shannon's and AAMI in the same sentence! AAMI are shocking to deal with, use the cheapest repairers who do poor work and are not all that interested in fixing the problems they cause.

Shannons on the other hand seem to be highly regarded.
scotty1991
22-06-2009, 12:51 AM
Mines a lot
Insured with NRMA