Insurance on your Passat

[RWK]

Hi,

Just wondering how much did you guys pay for your insurance on your Passat and which Insurer did you choose?

Please reply with the model of your Passat (with options), Name of Insurer, Premium and Excess.

Cheers!!

Year:
Model:
Options:
Name of Insurer:
Anuual Premium:
Excess:

[richdave]

Year: 2008
Model: TDI Wagon 125kw
Options: refer sig below
Name of Insurer: GIO
Anuual Premium: $1058
Excess: $500

EDIT - Named drivers only.

[Lance B]

Year: 2008
Model: V6 4Motion wagon
Options: Rear auto tail gate close/open and tint
Name of Insurer: AG - Automotive Global Insurance underwritten by Allianz
Anuual Premium: $850
Excess: $650

Conditions: No under 30 drivers

[vanDub]

Year: 2008
Model: TDI Sedan 125kw
Options: refer signature below
Name of Insurer: SUNCORP
Annual Premium: $407.93 :) (quote only at this stage)
Excess: $400 with extra age excess if applicable (not likely)

60% No Claim Discount plus 10% Multiple Policy discount applies, and obviously the car will not be garaged in Melbourne or Sydney.

[RWK]

$407.93 is damn cheap.....

Only 2 replies??

[Steve]

This is the only thing about the R36 I'm not looking forward to :(

The best thing it has going for it is that it isn't turbocharged - some companies refuse to handle me with the GTI but don't have a problem if it was an R32!

[Lams]

Year: 2006
Model: Passat 2.0T Wagon
Options: 18", factory lowered springs, satnav, leather bi-xenon
Name of Insurer: RACQ
Anuual Premium: 660
Excess: heaps including standard, high performance (turbo petrol), underage excess for 2 drivers

[R36 Dreamer]

This is the only thing about the R36 I'm not looking forward to :(

The best thing it has going for it is that it isn't turbocharged - some companies refuse to handle me with the GTI but don't have a problem if it was an R32!

I got $1,200 for the Passat R36 wagon through Lumley General Insurance.

Cheaper than the GTI - as they see the GTI as a turbo charged.....

I am not too unhappy about that - 28y/o driver, Sydney, Garaged.

[Steve]

Damn, that's pretty good. I think I'm paying $1100 for the GTI at the moment, though that will change after July when I turn 24... and it'll also change after June when it's 3 years since a certain Kangaroo incident :)

I'll try to avoid AAMI or Just Cars, though - even though Just Cars were the only people who would insure me for a reasonable price with the GTI.

[RWK]

Damn, that's pretty good. I think I'm paying $1100 for the GTI at the moment, though that will change after July when I turn 24... and it'll also change after June when it's 3 years since a certain Kangaroo incident :)

I'll try to avoid AAMI or Just Cars, though - even though Just Cars were the only people who would insure me for a reasonable price with the GTI.

You guys are lucky. I still remember when I was 19. I was driving a 1984 Mitsubishi Colt Hatch. Then I upgraded to a Lancer at 22. You guys now are all driving nice car at young age. How unfair Lord :P

[richdave]

You guys are lucky. I still remember.... You guys now are all driving nice car at young age. How unfair Lord :P

Yeah... my first ride in 1984 was a 77 Datsun 240K... I then "upgraded" to a XY falcon due to a severe case of "Oh sh%t... BANG!..."

My first "decent" car was in 1991 when I bought a second hand EA Foulcan.

Ya do know that when you start ANY sentence with "I remember" or sim you are officially OLD... LOL

[OilBurna]

age - old fart (not quite yet)

rating 1 ie NCB

premium $621 (for garaged in ivanhoe vic)

103kw tdi wagon.

excess $500 with budget direct.

[R36 Dreamer]

Yeah... my first ride in 1984 was a 77 Datsun 240K... I then "upgraded" to a XY falcon due to a severe case of "Oh sh%t... BANG!..."

My first "decent" car was in 1991 when I bought a second hand EA Foulcan.


Mine was a 1984 WB Ute - Awesome... til some one stole it.
Then a Calibra... absolute nightmare to run and insure.
Then a EL Fairmont Ghia - Cheap to Run, and better to insure.
Then a Saab 93 Convertible. - Slow as Sh%t, but expensive to insure due to low pressure turbo....
Then a VZ Commodore (work car) - ok, nothing goes harder than someone elses car.
Finally (and currently) a MkV GTI - Best car I have ever owned (though a close one between it and my ute.

AHH the memories

[RWK]

My first car.
1) Mitsubishi Colt 1.6 Hatch 1984 4 speeds automatic with AIR COND <-Thank god for that
2) Mitsubishi Lancer 1.5 GL 1991 5 speeds manual + Huge exhaust
3) Mazda Astina Sedan 1994 1.8 4 speeds auto (No Mod)
4) Lexus IS300 1999 Auto with everything you wanted. Excellent Ride but crap resale value.
5) MB SLK 230 2003. (Sold it in 2005 as I got married...damn it)
6) Toyota Corolla Sportivo 2005 (Very nice Non-turbo car)
7) Current Mazda 6 MPS with Leather Pack. (going to sell as NO MORE SPORTS CAR and coming 2nd child)
8) Coming Passat 125kw TDi Sedan PE Black with Dark Leather and with full lots of other options :)

BTW, I am 33 not old fart......:P

[richdave]

The full list..

1984 - 77 Datsun 240K 5sp manual
1984 - Ford XY wagon 3 on the tree
1985 - Datsun 240K 5sp (resurected after smash)
1991 - Ford EA Sedan 4sp Auto
1994 - Ford EB Wagon Auto (Company Car)
1996 - Ford EF Wagon Auto (Company Car)
1998 - VT Commodore "S" 5sp Manual (Company Car)
1999 - VT Commodore Acclaim Wagon (Company Car)
2003 - Ford BA XR6T Auto
2006 - 02 Daewoo Nubira Wagon Auto
2006 - Mitsubishi 380 Auto (Company Car)
2007 - Corolla Auto (Hire car for 4 months)
2008 - Passat TDI 125kw Wagon

[Wyatt]

I put a deposit on an R36 today and included with the paperwork was a flyer on Volkswagen Insurance (provided by Allianz). The cover looks pretty good. Is anyone familiar with the rates compared to other insurance companies?

[Gig]

In reply to Wyatt, unfortunately I have had to call on my insurance company already due to someone rear ending my 4 month old Passat Wagon. I was under the impresion that my VW Comprehensive insurance (Allianz) was in fact comprehensive, however upon reading the fine print I was not covered for a loan vehicle. So the moral of the story is that comprehensive is not actually comprehensive and there are a couple of extra options available. I have since shelled out an additional $10 per month to cover for a loan/rental vehicle albeit too late in this instance.

[Wyatt]

Thanks for the heads up Gig. Whilst the flyer mentions car hire benefits following theft or accidents, it guess it always pays to read the fine print (it's where the devil hides!).

[gareth_oau]

My cars so far?:

1978 2L Escort Rally Pack, with a bit of engine/head work - 70 to 145kw
1989 Corolla twin cam 4AGE stock 86kw
1991 Telstar TX5 turbo stock 108kw
1993 Falcon XR6 stock 161kw
1990 HSV SV135 5L Wagon - exhaust - 185 to 205kw
1999 Holden Commodore 5L Wagon exhaust/chip - 165 to 210kw
1980 Escort RS2000 - complete engine revision, turbo etc etc etc 70kw to 260kw
2003 Holden Commodore 5.7L SS Wagon exhausted/chipped from 235 to 290kw
2005 FPV GT-P (current) exhaust/chip etc 290 up to 375kw
2000 Audi S3 (current, still waiting delivery) APRed 154 to 250kw

[Northy]

With the delivery of my R36 only 4 weeks away the only place I have found with the R36 on their list is NRMA, ahd anyone else had any luck?

[Wyatt]

R36 Dreamer said earlier in this thread that he (?) got a quote from Lumley for $1200.

I guess once people start calling to ask about insurance they'll start adding the R36 to their systems.

[R36]

R36 Dreamer said earlier in this thread that he (?) got a quote from Lumley for $1200.

I guess once people start calling to ask about insurance they'll start adding the R36 to their systems.

Year: 2008
Model: R36 wagon
Options: all
Name of Insurer: NRMA
Anuual Premium: $1,062 (over 30 with max NCB)
Excess: $450

[Cro]

Lumley is SMB Fleets insurer of choice..I got the same premium @ $1300

[Vene]

Year: 2008
Model: R36 wagon
Options: all
Name of Insurer: NRMA
Anuual Premium: $1,062 (over 30 with max NCB)
Excess: $450

That's a great price. Mine's around $1700 with NRMA. Lumley quoted $1155......no prizes for guessing who I'm going with!!

[VolksFlagon]

Right then, looks like I need to change insurance co's

2008 V6 Wagon (wit Roof, auto tail etc) about $1100 per year with full no claim bonus.

This was a bit cheaper than my last car a 2004 XR6T so I thought it was OK but some of you are being quoted between $700 - $900!!!

[Audemars]

I hope you don't mind me bumping this thread. I'm picking up my new R36 wagon this Friday! :driver: I stopped by the dealership yesterday to take a look. Can't wait!

So I now need to sort out insurance and I've noted that prices can vary significantly. :eek:

@ all you R36 wagon owners:
Where do you have your little beauties insured? How much do you pay and what's your excess?

Thanks! :toast:

[bennobee]

i have looked at Shannons and they are talking around 1700 dollars dfor over 30's secure parking..... its crud

[richdave]

Year: 2008
Model: TDI Wagon 125kw
Options: refer sig below
Name of Insurer: GIO
Anuual Premium: $1058
Excess: $500

EDIT - Named drivers only.

just got my renewal and it is now $1218 :eek: :frown: No claims either!!

going to shop around again

[Audemars]

I've now been in contact with most of the big and some of the small companies. Thought I'd share my findings here - hopefully it can be of help to someone.

These quotes are based on an R36 wagon for private use, youngest driver 30+ years, nominated drivers, less than 10,000km/year, highest NCB, garaged at night, Sydney eastern suburbs. Excess $500 unless specified.

- Budget Direct: No quote available for this vehicle
- Lumley Special Vehicles: $1370
- Suncorp: $2250
- GIO: $1970
- CGU: $1578
- NRMA: $1433 (excess $1000)
- RealInsurance: $1070
- HBA: $1054
- AAMI: $1781 (excess $550)
- Ryno: $1547
- JustCars: $1638 (excess $600)

It's also worth mentioning that Choice just published a full review/comparison of car insurance policies on their website.

I will definitely go with HBA. Good price, scored really well in the comparison and very friendly service (at least so far). :)

[macdoc]

Just got my renewal from Shannon's insurance.
$548 premium
$400 excess for ANY driver over 28, $2000 excess for ANY driver if under 28.
Current rating 1.
2007 Silver Passat Sedan with 2.0T engine, leather.
No garage, carport only.
Approx 'insured' value is I think about $42000.
Sort of country area (Healesville)
Daily drive - no maximum kilometer restriction.
1 vehicle only - no extra discounts.

Macdoc. :)

[olcoop]

Quote from GIO
R36 wagon with all extras except sunroof
$1514.23
Agreed value $86000 (Paid about 70)
Maximum protected NCB
$400 excess
Unlimited glass cover without an excess
No hire car cover
7 vehicles insured
Business cover
Finance with Esanda
Pick it up tomorrow, finally!